Florida Statutes and Rules — Common to All Lines — practice questions
13% of the exam ≈20 real questions 26 free questions here
The largest single domain on the exam at about 20 scored questions: the CFO and DFS, licensing and appointments, continuing education, fiduciary duties, the guaranty fund, and the unfair trade practices list. National study guides cover this worst, which is exactly why it decides pass and fail.
Where people lose points
- Twisting induces replacement with a different insurer; churning uses the client’s existing policy values, typically with the same insurer.
- Sliding adds coverage the client did not ask for; rebating gives back part of the commission.
- Fines were raised: up to $12,500 per nonwillful violation and $187,500 per willful violation.
- Section 626.611 grounds are mandatory action; 626.621 grounds are discretionary.
- Appointments renew on a 24-month cycle tied to the licensee’s birth month.
Drill: Florida Statutes and Rules — Common to All Lines
26 free questions from this domain, each with an explanation and a cited source. Timed at real exam pace.
26 questions
Pass line: 70%, same as the real exam
See the answer and explanation right after each question.