You passed the 2-40. Now what?
Passing the exam is not the license. A few more steps stand between you and selling health insurance, and one of them has a deadline that catches people out.
⏳ Your passing score expires in one year
A passing score is valid for one year from the date you earned it. If the license application is not completed inside that window, you retake the exam, paying the same $44 under the same five-attempts-per-twelve-months cap.
Apply to DFS, and get fingerprinted
The application goes to the Florida Department of Financial Services through MyProfile, with proof of your 40-hour health course (your course provider sends it). Electronic fingerprints for the background check are taken through the state's approved vendor, not at DFS.
⏳ A license alone does not let you sell
Section 626.112, F.S. says no one may act as an insurance agent unless licensed AND appointed by an appropriate appointing entity. The appointment comes from the insurer or agency you write for. Licensed but unappointed is not permission to transact.
Continuing education starts its clock
Section 626.2815, F.S. requires a 4-hour law and ethics update course plus 20 hours of elective CE every two years. Compliance is a condition of keeping your appointment.
Licenses that build on the 2-40
The 2-40 covers health insurance. These are the usual next moves for an agent who wants to sell more.
Life, including Annuities & Variable Contracts
Adds life insurance and annuities. Agents who want both from the start usually take the 2-15 instead, which covers life, health and annuities in one license. Both are prepared on this site with the same pass.
General Lines — Property & Casualty
The other half of the industry: auto, homeowners, commercial. A separate exam and course, prepared on this same site with the same pass.
Licenses in other states
Most states issue a non-resident license to an agent already licensed in their home state, usually without another exam.
Requirements change. Confirm everything on this page against MyFloridaCFO and the current statutes before you rely on it. This is study material, not licensing advice.