Failed the 2-14? Three out of four Spanish-form takers do the first time.
In May and June 2026, 732 of the 950 people taking the Spanish 2-14 for the first time did not pass. Most of them took the 30-hour course and studied hard. What separates a second attempt that passes from one that does not is where the study time goes.
How retaking works
- You can schedule a retake right away; Florida has no waiting period between attempts.
- Every attempt costs another $44, paid to Pearson VUE.
- Hard cap: 5 attempts per license type per 12 months.
- Your 30-hour course completion stays valid for four years; you retake only the exam.
Why people fail the 2-14
Florida law is 35 of the 85 scored questions, a bigger share than on any other Florida life or health exam, and it is memorization of numbers national material skips: the 14-day life and 21-day annuity free look, Form OIR-B2-312 for replacements, the annuity best-interest rule, appointment and continuing education rules, and the $12,500 and $187,500 fines for twisting and churning. The policy provisions are the other big block: grace periods, incontestability, nonforfeiture and settlement options. Spanish speakers also lose points to wording, which is why every question here is written in both languages.
The second-attempt plan
- Take a full diagnostic mock first, not to study but to find which of the 6 sections are below 70%.
- Spend most of your time on your two weakest sections. Points come from weaknesses, not from rereading strengths.
- Drill the two Florida-law sections until the numbers are automatic: 14 and 21 days, Form OIR-B2-312, the $187,500 twisting fine, 31-day group conversion, 24-month appointment renewal.
- In the last week, take full timed simulations until you clear 80% twice, the margin that survives exam-day nerves.